Izimpawu zemali

Abantu baye bahlala bekholelwa ekubeni imali idinga inhlonipho nesidima. Siyabulela ukugcinwa kwezizukulwana ezidlulileyo, isibalo esikhulu samanqaku eemali zabantu sifinyelele kwiintsuku zethu, ngokubambelela kulowo onokuphucula kakhulu imeko yabo yezemali. Ngendlela, abaninzi abantu bazibona ezinjalo iinkolelo ngaphandle kokukwazi ngabo.

Izimpawu ezidumileyo zemali

Mhlawumbi kuzwakalekile, kodwa bathanda imali xa bethetha nabo, kwaye kufuneka kwenziwe ngenhlonipho. Ngokomzekelo, ukuhlawula into ethile, tshela iindleko kwaye uthi ngokukhawuleza uza kudibana. Imali ithanda ukunyakaza, ngoko ungayigcine phantsi kwe-mattress, kungcono ukuyibeka ebhankini idiphozithi. Akukhuthazwa ukuba ubeke umgomo wokugcina imali, gcina i-10% yengeniso.

Ezinye izibonakaliso zemali kunye neenkolelo:

1. Awukwazi ukuhlala etafileni, njengoko oku kuya kubangela ubuthathaka.
2. Akukhuthazwa ukuba uthabathe udoti emva kokushona kwelanga.
3. Endlwini akufuneki kube nezitya ezingenanto, ufake kuzo ubuncinci imali, umzekelo, kwiibhases, njl njl.
4. Ungaze ushiye iipilati ezingenanto kunye neebhotile etafileni.
5. Imiqondiso yemali kunye nobutyebi iingcamango ezingenakulinganiswa, njengoko abantu bekude bebona ukuba ukukhwela kwindlu kuthatha konke ukugcina.
6. Imali efunyenweyo ifakwa ngobusuku phantsi kwesibuko ukunyusa inani lemali.
7. Musa ukuma kwaye ungemi emnyango, kuba imali ayiyi kungena endlwini.
8. Kukho iimpawu ezithile zemali zenyanga, umzekelo, ukuba ngeli xesha ukubonisa inyanga imali elele kwisikhwama, imali iya kwanda kunye nenyanga.
9. Ukuba ngenyanga entsha ibeka iindleko ezinkulu kwifestile ukwenzela ukuba ukukhanya kwenyanga kuwele kubo, ngokukhawuleza iincwadi imeko iya kuphucula kakhulu.
10. Musa ukushiya isikhwama sakho esingenanto. Nangona uqhele ukuhlawula ngekhadi, gcina ubuncinane enye inqaku lakho kwelinye ipokethi.

Izimpawu zemali zeentsuku zeveki

Kukho imiqondiso esetyenziswa kwiintsuku ezithile. Umzekelo, akukhuthazwa ukuba unikeze kwaye ungayiboleki, okanye uhlawule kwi-akhawunti ngoMsombuluko, njengoko kuya kuba neengxaki eziphathekayo. Awukwazi ukuboleka ngeCawa, kuba imali ayiyi kubuyiselwa kwakhona. Musa ukuboleka ngeLwesibini, njengoko uya kuhlala kwisikwere de kube sekupheleni kwemihla yakho. Iipilisi zinqunyulwa kangangoko ngoLwesibili okanye ngoLwesihlanu kwinyanga ekhulayo. Ngaloo ndlela, ukhangela ubutyebi.