Abantu abafumene isimemo ngexesha lomtshato bahlala bejongana nengxaki yemali engayinikela emtshatweni. Masibe neengqiqo: isipho esiyifunayo kakhulu kulutsha lwanje yimali engazange ibe yinto engakumbi, ngakumbi kwiintsapho ezincinci.
Sisiphi isizathu sokuthandwa kwesipho somtshato ngemali?
Akukho mfuneko yokungabaza ukubaluleka komnikelo wakho. Vumelanisa ukuba kucacisa ngazo zonke iindwendwe eziza kunika , kungekhona nje kuphela ezingenangqiqo, kodwa nangendlela engabonakaliyo. Kwaye abantu abasandul 'ukutshata abanakuyonwaba ngokubhekisele ilinen yelinki ephosakeleyo, isethi yesine okanye isantya sekhofi esingabizi. Eqinisweni baphupha ukuxhobisa intsapho "isidleke" kuphela, bekhokelwa yizinto ezizithandayo kunye nezinto ezithandayo. Abantu abaninzi basenqikaza ukubonisa amancinci, ayenzileyo kunye neengqapheli zeemali. Kodwa kholwa mna, baya kuvuya ngakumbi kunobhokisi enkulu enezixhobo ezingadingekile okanye isethi yeebhotile.
Sisiphi isixa esinikwe umtshato?
Ngokuqhelekileyo, kuyafaneleka ukubala ngokupheleleyo kwiimali zakho zezimali kunye nohlahlo lwabiwo-mali. Kanjalo, ungalibaleli ukuba ngubani otshatileyo: abahlobo, izalamane okanye owaziwayo. Ukuze ngandlela-thile ifike kufuphi nesixa esithile, abanye abantu bazama ukufumana iindleko abantu abatshatileyo kunye nentsapho yabo. Ngoko, umzekelo, ukuba uthetha umthendeleko kwindawo yokutyela, ngoko kukufanele ukuhlawula iindleko zokutya kunye notywala obelwe umntu omnye, kwaye ngokuphindwe kabini le mali. Ukuba iimali zivumelekile, unako ukwandisa izinga, eliza kukukholisa abantu abatsha nabazali babo kuphela.
Kwakhona, ungalibaleli imincintiswano eyahlukeneyo, intengo yomtshakazi , intengiso kunye nokukhwabanisa, okuqulunqwe ngu-mastermaster. Ukuba ubeka yonke into kwimvulophu ngaphandle kokushiya ipenki ephaketheni lakho, unokuziva unamahloni xa uqala ukuphakamisa imali "kwi-diapers" okanye ukuthenga umfazi.
Icala eliphambene nombuzo wendlela engakanani imali yokubeka emtshatweni
Ngokuqhelekileyo kunokwenzeka ukuba kunomnqweno wokunika inani elithile, kwaye uyazi kakuhle ngokulinganayo, kodwa imeko yakho yezemali inxamnye neendleko ezinjalo. Kwaye kufuneka ndiyenze ntoni? Enyanisweni, kufuneka udibanise neemeko zezinto. Emva koko, abasandul 'ukutshata bahlela iholide ngokwabo kunye nabathandekayo babo, banike ithuba lokuba babone indlela abavuya ngayo nothando. Umnqweno wemvelo ukumema bonke abantu abemi bomhlaba, ngaphandle kwabo ongazifuni ukugubha. Kodwa ukuba isimemo sivela kubantu abangaqhelekanga okanye abangathandekiyo, mhlawumbi kungcono kwaye kuqiqeleke ukuba bonke bayeke, ukuze bangangeni kwiimeko ezinzima zemali kwaye bangabi neentloni phambi komphathi wesigqeba okanye omncinci ngenani elincinane.
Ukuba isimemo sithunyelwa ngabantu abasondeleyo kunye nabemi bomthonyama, ngoko baninzi, ubukho bakho bubalulekile kubo, kwaye ingabi nemali enokukuzisa kuyo kwimvulophu. Ngethuba nje ngokulinganayo, into ephambili kukuba isipho esivela entliziyweni ecocekileyo kunye nomyalezo onobubele.
Okwangoku, ngamanye amaxesha nabasanda kutshata banokubhengeza imali enokuyibeka ngayo emtshatweni. Oku akukona nje ukungazimeli, kodwa isenzo esiyisiphukuphuku, sidimaza sonke umnqweno wokuya kulo mbhiyozo. Kodwa ngeendwendwe ngamanye amaxesha anika "iiparele", enika imvulophu engenanto ngamagama athi "uya kuzuza". Asikho isidingo sokwenza isiskri ukusebenza kumtshato kwaye uhlupheke ngokubandezeleka, ubuninzi bokunika kunye nokuba ungayifumana phi imali. Emva kwakho konke, into ebaluleke kakhulu yinto yolonwabo yolutsha kunye nomoya wakho obalaseleyo ngosuku lomtshato wabo.