Ewe, imali ayiyonwabile, kodwa, ubona, ngaphandle kobukho babo, ngandlela-thile ibuhlungu. Ulonwabe, mhlawumbi, kukuba ukwazi ukulawula imali, kwaye ungawavumeli ukuba aqhube. Nangona kunjalo, indlela yokufunda indlela yokulawula xa ungenayo okwangoku? Umbuzo wenza kube nzima, kodwa, kholwani, ukuze ube nazo, kufuneka uhlakulele inkqubo yonyango oluchanekileyo: imali ayithandi kuphela i-akhawunti, kodwa inhlonipho.
Xa imali idinga kakubi ...
Okokuqala, makhe sithethe ngeemeko xa isithuba sezimali sisetyenziselwa ukutyalombela into ethile yokwenza inzuzo, kodwa kwiimeko xa ukufumana isixa esithile kwimvelaphi engacaciswanga kunokukwazi ukugcina ubomi. Ngoko ke, ungasebenzisi i-spell eqinile elandelayo kwimali yophuhliso loshishino. Yenzelwe kuphela kwiimeko ezibucayi, xa unenanto yokuthatha imali efanelekileyo.
Qala udwebe isangqa ngokutshiza phantsi. Faka iikhandlela eziluhlaza ezi-2 kuwo kwaye uzikhanyise. Beka isitya phakathi kwamakhandlela, lungisa ibhotile yamanzi angcwele. Kwifokothini lakho, gcina iimali ezili-10 ze-ruble / i-euro / i-hryvnia, njl.
Ukuthulula amanzi kwisitya, itsho oku kulandelayo:
"Makuzalise iipokethi, vumela imali ifike endlwini yam, ngokukhawuleza ukuba ndizalise iinqanawa ngamanzi."
Emva koko, phonsa imali enye emanzini kwaye emva kwemali nganye, funda isivakalisi esinye kwisithuba esilandelayo:
"Ndifuna ubutyebi,
Ndi nqwenela impumelelo,
Ndi nqwenela uvuyo,
Ndi nqwenela i golide
Ndi nqwenela isilivere
Ndi nqwenela u buninzi
Ndi nqwenela impilo,
Ndi nqwenela uncedo,
Ndiyathanda ukuba imali ifike ebomini bam,
Ndi nqwenela konke oku, kwaye ke makube njalo! ".
Sishiya amakhandlela avutha kude kuse. Ekuseni, ngamanzi kwisitya, ufafaze iimbombo zendlu yakho, uze uthele amanzi aseleyo emzimbeni. Izinkozo zisasaza ngefestile yonke imini ukuze zixhamle amandla e-Sun, kwaye ngokuhlwa zibafake kwi-piggy bank yakho. Ukuze wenze imali kuwe ...
Ngoku ukuba ubunzima bakho buphelile kwaye isipelo esedlule sasiza ekuphumeni kweemeko zemali ezibalulekileyo, unokuthatha inxaxheba kwimpumelelo yemali ebomini bakho. Upelo olulandelayo lwenqabileyo nemali lufana nokuthandana nomthandi. Imali ayiyi kuqala kuwe kuphela, iza kuqala ukusebenza kuwe kwaye izakukhula. Le ngqungquthela yemali enkulu, ngoko usasazeka ukuba awuyenzi ngisho nakubantu abasondeleyo.
Ukuqhuba isiko kuyimfuneko kwinyanga epheleleyo, ebusuku, ukuze kungabikho mntu uya kukubona okanye akuve. Uya kufuna i-coin oyithandayo. Yiya kwiwindow kwaye ekukhanyeni kwenyanga uthathe uhlamvu lwemali kwisandla sakho sokunene, usixube kwicala lesandla sakho sobunxele-siholele ngeenxaza, kwinqanaba le-clock. Funda kathathu ulandelelwano olulandelayo:
"Ndiya kwintengiso kumrhwebi,
Ndibuyela kwi-falcon kunye nomntu ontle,
Ndizisa ekhaya ubutyebi,
UThixo unika imali eninzi,
Ngoko kwakungekho ndawo yokubeka kuyo.
Amen, Amen, Amen. "
Ngaphambi kokuba ufake imali, jonga oko ufunayo, cinga ngobuninzi kunye nobutyebi. Kodwa emva kokufunda isiqendu, khululwa umnqweno kwaye ungawucinezeli. Geza izandla zakho ngetyuwa. Londoloza imali kunye neenyanga (ngeveki kwenyanga ezayo epheleleyo), yichithe.
Emva koko, kwinyanga ezayo epheleleyo, phinda isiko kunye nenkokhelo entsha, omele uyichithe kwakhona, kwaye uphinde uyikhuphe nyanga zonke.
Upelo olulula kwimali
I-spell elandelayo yemilingo yemali ifanelekile kwabo basemzini kumxholo wemiqoqo kwaye bayethusa ukubiza izihlunu ebumnyameni, inyanga epheleleyo. Le ngqungquthela yabaqalayo, kodwa ke, iyancwina. Kuphela "kodwa" -kubhaliweyo oya kuthiwa, kufuneka uthathe ngokungathí sina, ukukholelwa nokuqonda oko uthethayo, kunye nokujonga kwaye ukulungele ukubuza. Njalo xa unikwa utshintsho kwivenkile, kwiimarike, kwivenkile, zithetha ezi zilandelayo:
"Kwikhredithi yakho yimali yakho. Kuya kubakho umnini-mali wam, abakhonzi bakaThixo (igama), umnini-mali. Yiba njalo. Amen, Amen, Amen. "
Ngakolunye uhlangothi, kunye nento yokuba umbhalo awunzima ukuwukhumbula konke, kodwa ngakolunye uhlangothi, kunzima kunzima ukuchaza kwaye ulungelelanise ukuhamba kwemali.
INyanga entsha kunye neengqekembe
Iimpawu eziqinileyo zemali zachithwa kwinyanga entsha nangenyanga ekhulayo. Isizathu silula kwaye siyacaca - ufuna ukufaka imali kwisikhwama sakho, sebenze ekukhangekeni xa inyanga ikhula.
Kulolu hlobo olulandelayo ufuna iimali ezili-12 zombala wegolide. Akubalulekanga kakhulu isinyithi esenziwe kuyo, njengombala wobutyebi.
Ngaloo mali yemali esandleni sakho, shiya phakathi kobusuku kwindlela, uvula isandla sakho ukuze iintengo zemali zibheke ngokukhanya kwenyanga. Yithetha oku kulandelayo:
"Yonke into ehlalayo kwaye ikhula - evela ekukhanyeni kwelanga, amandla aqokelela kunye nemali nobutyebi-ukusuka ekukhanyeni kwenyanga. Wena, imali yam, khula emapokothini ami, wande, wongeza imali kwisikhwama sakho. Wena, imali, ikhoboka likaThixo (igama), ucebise, uze kum, ubiza izihlobo zakho. Ewe kuya kwenzeka, njengoko kuthethwa. Amen. "
Emva koko, ubambe iintengo zemali entendeni enyanzelekileyo, uye ekhaya, uze uzifihle imali zemali kwi-wallet.