Iziqendu phantsi koNyaka omtsha ngemali

Ieholide zangoJanuwari zinamandla okhethekileyo kwithuba elitsha kunye nokuhlaziywa. Yingakho kukholwa ukuba ukubhula kunye nemikhuba yemilingo yiyona ndlela iphumelelayo kwaye isebenzayo. Izicwangciso zonyaka omdala omtsha ngemali azifani nezeemveli ezabanjelwe uNyaka omtsha okanye iKrismesi. Kukholelwa ukuba naluphi na umvuzo kule mihla iya kuthatha inxaxheba ngamandla.

Inkqubo elula yoNyaka omtsha wobutyebi

Ukuba ufuna ukuqinisekisa ukuzinza kwakho kwinqanaba lezinto eziphathekayo kunyaka ozayo, ke unokuqiniseka ukuba uchithe le ndlela elula. Kufuneka ukuba uqale ekuqaleni kwentsasa kwaye kulunge kusasa. Thatha kunye nekhonkco yensimbi engagqitywanga kwaye uhambe amanzi, okufuneka uwathathe entwasahlobo okanye kakuhle. Ukuba ezi zikhethi azifanelekanga, ngoko uye ecaweni, apho ungathabatha amanzi angcwele. Emva kokubuya ekhaya, kuyimfuneko ukuwela amanzi, funda icebo elinjalo lomlingo kwiNyaka entsha yoNyaka:

Ndiya kuvuka, umkhonzi kaThixo (igama), kusasa kusasa, ndiya kusikelela yonke indalo kaThixo, wonke umhlaba kunye nesibhakabhaka, wonke umoya kunye namanzi, zonke iinkwenkwezi, ilanga nenyanga yokuqala. Ndiyambonga iNkosi entsha kunye nayo yonke imihla ezayo, ndiya kuthandaza kuThixo omnye, Ndiya kucela iNkosi. UThixo wam, umdali wazo zonke izinto ezibonakalayo nezingabonakaliyo, umdali wexesha kunye nazo zonke izinto, unokusikelela unyaka oqalayo, unyaka esiwucinga ngawo kwisimo sakho sokusindiswa koluntu usindiso. Ndivumele, Thixo, ukuba ndichithe lo nyaka kum nakwintsapho yam ngoxolo noxolo, ngomeleza enye iCawe engcwele ehlabathini, leyo ayinike yona kwaye yangcwalisa. Nika kwintsapho yam uxolo kunye nobomi obude, impilo, ubuninzi bezityalo zomhlaba, umoya ococekileyo, sindisa umkhonzi wakho (igama) lomoni, ukhusele, ukhusele ebubini, ubonise indlela njengoMalusi oyinyaniso. Isibonelelo, Nkosi. Kule ndlu ukuchuma nokuchuma, igolide, isiliva, isonka sohla ngemihla, vumela uxolo lwakho. Amen. Amen. Amen. "

Kubalulekile ukuphinda ubuqhetseba ubuncinane amaxesha angama-12. Emva koko, gxobhoza isandla sakho emanzini uze uwele, kwaye ke, uhambe kuzo zonke iindlu zendlu yakho uze uzifeze nge-liquidity curious. Ungaphinda ufefe kunye nasezindongeni, eziza kuqinisa kuphela isenzo senkqubo. Thela amanzi asele phantsi komda wendlu yakho.

Isalathiso sokutsala ubutyebi kwiNyaka entsha yoNyaka

Oku mhlawumbi isenzo esilula, kuba akudingeki ukuba ube nezinto ezongezelelweyo. Vele udibanise iminwe emininzi uphinde uphinde ulandele iqhinga elilandelayo ngokuphindaphindiweyo iminyaka:

"Igolide, igolide, uthele phezu kwam, njengama-peas kwi-granari, njengeebhali zebhali esesibuyeni, njenge-rye kwi-current. Igolide, igolide, bambelele ezandleni zam, njengezimpukane kubusi, iibhotela ezikhanyayo, utshani ukuya elangeni. IGolide, igolide, uthele emapokothini ami ngaphandle kweakhawunti, ngaphandle kokulinganisa amanyathelo kunye nezandla. Igolide, igolide, abahlobo kunye nam, njengeqhwa ngamanzi, i-nightingale entwasahlobo, umbethe ngotshani. Andiyena umrhweba-mthengisi, ndingumthengisi-ndoda: Ndiyithengisa ngembeko, ndiyifake ngokugqithiseleyo, ndiyilinganise nge powder, ndiyinqumle kunye nentsalela, ndiyithulule kunye ntsalela. Yiba kwindawo yam yokugcina ubutyebi, ngaphandle kwonakaliso, ngaphandle kokutshisa yonke imihla kunye neminyaka yokutshiswa kwam. "

Emva koko, kufuneka ube ngumlindi, apho uthabatha iphepha elincinci kwaye ubhale kuso kukhokholomu: indawo yokugcina impahla, ubutyebi, intlungu, isihogo, njl. Wonke amagama kufuneka ahambelane nencwadi yokugqibela "D", oko kukuthi, kufuneka kube ngowokuqala kunye nomgca wokugqibela kwinqanaba elifanayo. Umbhalo obhaliweyo kufuneka uthathwe kwibhokisi ebomvu. Emva koko, qhawula iphepha eliphindwe kane kwaye uyilitye kwi-flap yengubo ebomvu. Njalo thabatha ikhabethe yakho kunye nawe kunye ngamaxesha ngamaxesha sifunde kulo iqhinga elixoxwe ngasentla.

Inkqubo yokuphila entlalweni yoNyaka omdala

Kukho iimeko xa umntu ephawula ukuba imali evela kwisikhwama iyanyamalala ngokungathandabuzekiyo. Kule meko, isithethe esilula siya kunceda ukutshintsha imeko. Ukuqala, kufuneka ubeke umyalelo wekhredithi. Ngokomzekelo, iibhanki zebhanki kufuneka zijoliswe ngendlela enye ekukhuphuleni umyalelo. Iimali kufuneka zifakwe kwigumbi elenzelwe zona kuphela. Awukwazi ukugcina izinto ezingadingekile kwi-wallet yakho, umzekelo, ukuhlola okudala, njl. Emva kokuba i-purse ilandelwe, jonga kuyo uze ufunde isicwangciso esinjalo:

"Njengeenkwenkwezi esibhakabhakeni, njengeendlebe zengqolowa endle, njengamanzi olwandle, ngoko kwipokethi yam kukho imali eninzi kwaye ayinciphisi. Amen. Amen. Amen. "