Ngokuqinisekileyo, intsapho nganye ingafuna ukufumana imali enjalo ngemali yemali, kodwa umthetho uhlinzekela ukukhishwa kwecandelo elincinane kuphela, elifikelela kuma-ruble angama-20,000. Zonke ezinye iimali kufuneka zijoliswe kwiinjongo ezithile, ngokuzilahla ngokuhlala ngaphandle kwemali ngoncedo lwesatifikethi esinikezelwe kwintsapho.
Abanye abazali banemibuzo emininzi malunga nendlela yokusebenzisa i- capital mother-maternity and, ngokukodwa, ingaba kungenzeka yini ukubuyiselwa imali mboleko nayo. Kule nqaku siya kukuxelela ngale nto.
Luhlobo luni lwemboleko enokuhlawulwa ngumzali omkhulu?
Ngenxa yokuba injongo ephambili yokusebenzisa iindlela zesatifikethi sokubeletha kukuphucula imeko zokuphila zeentsapho kunye nabantwana, banokubuyiselwa mboleko, kodwa kuphela kwimeko yokuba banikwe abazali abatsha ukuthenga okanye ukwakhiwa kwanoma yiphi indawo yokuhlala. Kwaye kwisivumelwano semali-mboleko, kubalulekile ukubonakalisa injongo leyo umbolekisi athole ngayo iitaliti, kwaye uceba ukuwasebenzisa njani.
Ngaloo ndlela, akunakwenzeka ukucima inkulu-mboleko yomthengi kunye nenkunzi-mali yomama, okanye nayiphina inkokhelo, kwaye oku kukuphula umthetho omkhulu. Imeko apho imali yokuboleka imali yabathengi isetyenziselwa ukuthenga indlu, igumbi okanye indlu ayikho. Kule meko, ulwazi malunga nenjongo yokuboleka luyimfuneko, kwaye kufuneka ukuba lulandelwe kumaphepha akhutshwe liziko lemali-mboleko.
Indlela yokuhlawula umboleko wezindlu kunye nenkunzi yokubeletha?
Ukuze uthumele isiqinisekiso sesitifiketi somzali sokubuyiselwa kwetyala eliyinhloko okanye inzala ehlawulwe kwi-mboleko yezindlu, kuyimfuneko ukungenisa amaxwebhu eNgxowa-mali yePenshini ekufunyenwe kwezindlu kwipropati okanye ikopi yesivumelwano sokuthatha inxaxheba ekwakhiweni okwabelwanayo, ukuba into ethengiweyo ingagqitywanga.
Ukongezelela, kuya kufuneka ucele ibhanki okanye enye inkcazelo yentlangano yemboleko ngemali yetyala eliyintloko kunye nenzala ethe xaxa, kunye naluphi na ubungqina benkxaso yemali yokuthenga okanye ukwakha indawo yokuhlala. Amaxwebhu oyithumelayo aya kuqwalaselwa kwinyanga,
Ukususela ngo-2015, iintsapho ezinelungelo lokulahla le ntlawulo yekheshi zinikezelwe ilungelo lokusebenzisa njengentlawulo yokuqala yokubolekwa kwezindlu ezintsha.
Ngokungafani nazo zonke ezinye iindlela zokusebenzisa le nkuthazo, unokuhlawula imali yakho yokubolekisa ngemali yomzali wakho ngaphandle kokulinda umzuzu xa umntwana wakho ejika iminyaka emithathu ubudala. Ungakwazi ukulawula iimali ngale ndlela ngaphambili - emva kokufumana isatifikethi ezandleni zakho.