Indlela yokusebenzisa i-maternity capital kuze kube yiminyaka emithathu?

Yonke intsapho yaseRashiya, apho umntwana wesibini kunye nolandelayo owamkelwa emva ko-2007, unelungelo kunye nethuba lokufumana isatifiketi sokulahlwa kwemali yabazali okanye intsapho. Lo mqathango wokukhuthaza abazali kunye nabantwana kubaluleke kakhulu, kuba inkxaso yezimali phantsi kweli nqaku yomthetho ngo-2016 yi-ruble 453 026.

Imali yokuhlawulwa kwemali leyo intsapho ingayifumana ngokulahla inkunzi yemali yokubeleka iyafana kuyo yonke imimandla yaseRussia Federation, ngoko abanye oomama nabazali kuyindlela efanelekileyo yokulungisa ingxaki enkulu. Nangona kunjalo, olu luncedo lwezezimali alufumaneki ngemali, ngaphandle kwecandelo elincinci, eliyi-20,000 ruble. Yonke inkunzi yemali yokubeletha kufuneka iphunyezwe ngokungabikho kwemali kwiinjongo ezithile.

URhulumente weRashiya iRussia akaqwalasela kuphela ukujoliswa kwayo kodwa kunye nokukhawulelwa kwexeshana ekusebenziseni inkunzi yentsapho kuthetha - uya kukwazi "ukusebenzisa lolu luncedo lwemali" kuphela emva komhla xa umntwana wakho, ngenxa yokuzalwa kwakhe isatifikethi sikhutshwe, uya kuba yiminyaka emithathu ubudala . Okwangoku, kukho izinto ezithile ezivumela abazali abatsha ukuba bahlawule le mali ngaphambi kwexesha elichaziweyo. Kule nqaku, siya kukuxelela apho kwaye ungayisebenzisa njani inkunzi yakho yokubeleka ngaphambi kokuba umntwana wakho eneminyaka emithathu ubudala.

Ngendlela eyiyo ukusebenzisa i-capital capital kuze kube nini umntwana uya kuba neminyaka emithathu ubudala?

Okubalulekileyo, okubonelela ukusetyenziswa kwenkunzi yentsapho ngaphambi kokuba kwenziwe umntwana iminyaka engama-3, uyathumela imali ebonisiweyo kwi-akhawunti yebhanki ukuze abuyisele imali mboleko okanye mboleko (kubandakanywa nemali-mboleko yemali-mboleko), iimvumba zabazali ukuthenga indlu okanye igumbi, kunye nendlu yokuhlala.

Kwiimeko ezinjalo, uncedo lwezemali lungasetyenziselwa ukubuyisela umboleko owenziwe ngaphambili, kwaye njengesiqinisekiso sokuqala ukufumana imali mboleko entsha. Isixa esiphezulu esinikezelwa yintsapho, okanye isahlulo sayo, sinokuthunyelwa kwi-akhawunti yebhanki ukuhlawula umbopheleleko oyintloko kunye nokufumana inzala kwimali yokubolekwa kwemali okanye enye imboleko ehambelana nokuthengwa kwezindlu. Kuyafaneleka ukuphawula ukuba iintlawulo kunye nezohlwayo azikwazi ukuhlawulwa ngale mali.

Ukongezelela, ukuba umntwana wakho uyabonwa ngokusemthethweni njengengavumelekile, ungasebenzisa le mali ukuxhobisa iindawo zokuhlala ngokuhambelana neemfuno zabo. Unokwenza oku ngaphandle kokulinda umntwana ukuba enze iminyaka emithathu.

Indlela yokusebenzisa i-capital motherboard emva kweminyaka emithathu?

Xa unyana wakho okanye intombi yakho iguqula iminyaka emithathu ubudala, uluhlu lweenjongo ezifanelekileyo zokusebenzisa isatifikethi somama siya kwandisa. Ngoku ungathumela le mali ukuthenga okanye ukwakha izindlu ngaphandle kokubolekisa ngemali mboleko kunye neengxowa-mali, ukwandisa inani lomhlala-phantsi womama wakho, kwaye uhlawule ngokufunda nokuhlala kwindlu yehostele kwenzalo eyaba ngumfundi.

Kuzo zonke iimeko, le ntsebenzo iya ku funeka iphunyezwe ngokungabikho kwemali.