Ngelishwa, isikhundla sezimali kumazwe amaninzi namhlanje asikwazi ukubizwa ngokuthi sizinzile kwaye sihle. Inkxwaleko yehlabathi iye yabetha amaqela athathaka kakhulu kubemi, kwaye abaninzi banemivuzo yokuwa, kwaye abanye baye bashiya bengasebenzi. Indlela yokuhlala kuyo, ukuba akukho mali-kweli nqaku.
Indlela yokuphila xa kungekho mali?
Okokuqala, ungakhathazeki kwaye ukholelwe ukuba le bhanki iqela liya kuphelisa kwaye yonke into iya kuhamba kakuhle. Izenzo ezongezelelweyo kufuneka zakhiwe, ziqhube kwi nyaniso:
- Akuzona zonke izitishi zasekhishini ezisetyenziswe phantsi kwe-zero. Ngokuqinisekileyo kwii-shelf zeekhabhinethi unokufumana ukutya okusanhlamvu, umgubo, kunye ne-pantry ezimbalwa zeenkotle zokuvuna ezivuna ukusetyenziswa kwexesha elizayo, kwaye amaninzi omama abeka imveliso eyigqiba kunye nesinye ukutya okutshabalalayo kwifrijini. Oku kwanele ukondla iiveki.
- Abo banomdla kwindlela yokuphila, ukuba akukho msebenzi kunye nemali, umntu kufuneka afumane lo msebenzi. Ngokuqinisekileyo, u-specialty kunye nomvuzo ophezulu awuyi kuvuka ngokukhawuleza, kuthatha ixesha, kodwa ngoku unokufumana iifomati zesikhashana ezifana nokuhambisa amaphephandaba okanye ukubonelela ngeenkonzo zeteksi. Nanku zonke izinto ziya kuxhomekeka kwizakhono zakho kunye nobuchule.
- Unokwenza umdlalo wakho usebenze. Ngokomzekelo, yenza izibopho zeenwele kunye nezinye izixhobo zeenwele uze uthengise. Unokwenza zonke iintlobo zezinto zasekhaya, kuquka amabhotile eplastiki kunye namanqana.
- Ukuba olu khetho aluhambelani, kwaye umbuzo wendlela yokuphila ngaphandle kwemali nonke, uye wakhula ngokukhawuleza, kuyafaneleka ukuba ucinge ukuba ungathengisa - igolide, izixhobo zendlu, ifenitshala. Unokubeka into kwi-pawnshop, uze uyithenge kwakhona.
- Unokuboleka kwiintsapho okanye ngabahlobo, kodwa kufuneka ukhumbule ukuba imali iya kunikwa. Nangona oku kuyindlela enenzuzo ngakumbi kunokuba uthathe imali mboleko , kuya kufuneka uyibuyisele inzala, kwaye ukuba unengxaki engaphezulu ngemali, unokudibanisa nabaqokeleli.
Ngokubanzi, le nyathelo iya kunceda ukuba uphile kwixesha elilukhuni, kwaye ngokuzayo kulungele ukulinganisa iimfuno kunye namathuba kwaye uzame ukuhlala ngaphakathi kwindlela, nokuba ugcine imali "ngosuku olumnyama".