Iingqekembe zavela ngexesha apho urhwebo lwaluqala ukuphuhlisa, kwaye babe nobunzima obuhluke ngokupheleleyo. Namhlanje abantu abaninzi bazinikela ubomi babo ekuqokeleleni iimali ezahlukahlukeneyo, kodwa kwabanye kuba yinxalenye yemali eyinkunzi. Yintoni enokuyithetha ngayo iphupha ekuboneni imali? Ukuphendula lo mbuzo kuyafaneleka ukusebenzisa ukutolika.
Ingaba imali ibonakala ngathi?
Iphupha elinjalo liyakubonwa ngumntu lowo umbuzo ongokokuqala. Iingcaciso zephupha zikhumbuza ukuba imali ayiyona nto ephambili, kwaye ukuziphatha okunjalo kunokubangela iingxaki ezahlukeneyo. Iimali ezinkulu zemali ezithembisa ukufumana ubomi boqobo inzuzo encinci. Sekunokukufuzisela ukuvula amathuba anethemba, umzekelo, ukuqhubela phambili kwinqanaba lomsebenzi okanye ukuvula ibhizinisi lakho. Inani elikhulu lama kopecks - isilumkiso sokuba ukuze wenze inzuzo kuya kufuneka kwenziwe imizamo eninzi.
Ukuba ubona iimali, kodwa awukwazi ukuzithatha - oku kukubonisa ukuba uthanda ukuthengisa ngaphandle. Ixesha lokukhetha enye indlela kwaye ufikelele ekujoliswe kuyo .
Kutheni uphupha ngeemali zegolide?
Ukuba ubamba loo mali yemali esandleni sakho, ngoko kwixesha elizayo iimeko zakho zezemali ziya kutshintsha zibe ngcono, kwaye iziganeko ezicetywayo ziya kugqitywa ngempumelelo. Ufumene iimali zemali zegolide - olu luphawu lwenzuzo enkulu okanye intetho ebalulekileyo, eya kuphucula kakhulu imeko yakho yezemali.
Kutheni iimali zemali endala?
Iingxowa-mali eziqokelelweyo ziya kukuxelela ukuba unokufumana imali engekho kwaye ekugqibeleni uqonde izimvo zakho namaphupha. Enye iphupha libonisa isipho esingavamile, kwaye ixabiso layo liya kuba lingabalulekanga ngokupheleleyo, umzekelo, mhlawumbi kungumntu onomdla okanye umdla
Kutheni sifuna ukuqokelela iimali?
Iphupha elinjalo liyisilumkiso malunga nokuphazamiseka okunokwenzeka, kodwa ungakhathazeki, yonke into iya kugcina kakuhle kwaye ibe nenzuzo kuwe. Elinye iphupha lingabonakalisa ukuphucula imeko yezemali. Ukuqokelela iimali zemali kwinqwelo kuthetha ukuba uya kukwazi ukuguqulela enye yeembono zakho ngokunyanisekileyo uze ufumane umvuzo.
Kutheni iincinci zincinci?
Kule meko, iphupha lithembisa iingxaki ezininzi kunye neengxaki. Kungakho nokuba isikhumbuzo sokuba ngokufaka iipenki ezincinci ungafumana imali enkulu.