Mhlawumbi, wonke umntu wayesemeko apho umbuzo othi "Kukuphi ukuboleka imali?" Yayibaluleke kakhulu. Ehlabathini lanamathuba amaninzi kakhulu, kodwa wonke umntu ufuna ukufumana ukhetho oluya kukuvumela ukuba uboleke imali ngokukhawuleza, ngokufanelekileyo kwaye ngaphandle kwentlawulo eyongezelelweyo. Makhe sijonge ezinye zeendlela ezikhethiweyo.
Kuphi ukukhawuleza ukuboleka imali ngaphambi komvuzo?
- Inketho enkulu yokunyusa iyimboleko ebhankini. Namhlanje ungasebenzisa iiyure ezimbalwa nje ukuba ufumane i mboleko, kodwa kwizinga elikhulu ukufumana isantya, inzala kunye nemali iya kuxhomekeka kwimbali yakho yekhredithi. Inzuzo eyongeziweyo kukuba iibhanki ezininzi zinikezela ukuzalisa isicelo somboleko nge-Intanethi, okuya kukuvumela ukuba uboleke imali ngokukhawuleza.
- Enye indlela yokufumana iimboleko ngokukhawuleza kwaye ngaphandle kweengxaki kukufumana ikhadi lekhredithi.
- Ngokuqhelekileyo kuyo yonke indawo yokuhlala kukho imibutho okanye abantu ababandakanyeka ekukhutsheni imali phantsi kwe risithi. Le ndlela yindlela yokuncedisa iibhanki.
- Kungekudala, unokuboleka imali kwi-intanethi, kwiiforum ezizodwa okanye ezizodwa. Umzekelo, Mastertalk, Cafe Webmani, Serch, VM ebolekayo. Inyaniso kule nketho kukuba ufuna idumela lakho elihle kwiforum.
- Ukutshintshisana kwemali-mboleko kuya kunceda ukufumana imali kwi-matyala, kodwa apha ufuna i- wallet ye-elektroniki , isitifiketi somntu kunye nezibonakaliso ezifanelekileyo zoshishino.
Iingxaki eziphambili zazo zonke ezi zikhethiweyo kukuba inani lokuboleka ngokukhawuleza lisoloko lincinci (ukuba lukhulu imali efunekayo ukuba uchithe ixesha elide okanye ufumane imithombo emininzi yemboleko), kwaye inzala kubo iphezulu kakhulu. Ukongezelela, ezo mboleko zihlala zifutshane ixeshana, ngokuqhelekileyo, inyanga enye.
Ndingawuboleka phi imali ngaphandle komdla?
Ukuba ufuna ukuboleka imali ngokukhawuleza kwaye ungayikhokheli le nkonzo, ke lixesha lokukhumbula ngabahlobo nabahlobo abanokwenza. Kukho iingenelo ezininzi apha: ukufumana ngokukhawuleza kwemali, akukho maxwebhu, ixesha elihlawulwayo lokubuyiselwa kwemboleko kwaye, ngokubaluleke kakhulu, akukho mdla. Iingxaki ziyabonakala, kungekhona wonke umntu unemali efunekayo, ngoko kuyafuneka ukuba uboleke kubantu abaningana, kwaye kungekhona ukuba wonke umntu athande ukuboleka imali, abanye bangenzi ngokusemthethweni. Ukongezelela, umba wezezimali unako ukuphazamisa naluphi na ubuhlobo, ngoko ukuboleka kubahlobo kukuqaphele.
Indlela yokuboleka imali ngokufanelekileyo?
Kukho imiqondiso emininzi xa kulunge ukuboleka imali, kwaye xa oku akunakwenziwa. Inkolelo eqhelekileyo kukuba awukwazi ukuboleka imali ebusuku, ungathathi okanye ubale imali. Kodwa imithetho yokuboleka imali, ebangelwa ubomi, ibaluleke kakhulu.
- Akunabo bonke abantu abathanda ukuboleka ngemali ngokuzithandela, abanye baze bathathe isikhundla sengqununu "ukuba banganiki kwaye bangaboleki". Ukuba uzama ukuboleka imali kumntu onjalo, ixesha aliyi kutshabalalisa, kwaye ulwalamano naye luya kuphazamisa. Ngoko ke, kungcono ukuqinisekisa isimo sengqondo somntu kwiimali kunye neengxowa-mali ngaphambili, uze umcele uncedo lwemali.
- Ngokuqhelekileyo kulula ukuboleka imali encinci yemali, kodwa kubantu abaninzi, kunokuba imfuneko yangoko imfuneko yemali evela kumntu omnye. Lo mgaqo uyinyaniso xa uboleke kubantu abangakwaziyo kunye nabangenabo abahlobo bakho abalungileyo.
- Wonke umntu unamahlobo angama-1-2, apho amanzi, umlilo kunye nezinye izinto ezingamthandi. Ngokuqhelekileyo akuyona ingxaki yokuboleka imali kubo, ukuba kukho into enjalo, baya kuhlala bebanceda ngaphambi kokuba ixesha lokubuyisela imali
ayifuni. Ingoma ehluke ngokupheleleyo iyaqala xa umhlobo engasondeli. Kukho imeko enokungafaniyo, ngoko ke ngemboleko enkulu ngokwaneleyo, kungcono ukunyamekela ukulungiswa komthetho.
Kukho iindlela ezininzi zokuboleka imali, kodwa zinezinto eziqhelekileyo-iimali-mboleko ziza kubuyiselwa. Ngoko ke, kubalulekile ukucinga ngokucokisekileyo, ngaba uninzi kangakanani umbolekisi, mhlawumbi unokulawula ngaphandle kwayo? Kwixesha elizayo uzama ukufunda indlela yokugcina imali , kwaye emva kokuba ube nexabiso elichasiweyo kusengaphambili akudingeki udibanise ubuchopho bakho uze ukhuphe ubophelelo bomsebenzi.