Hayi, ngokuchasene nothuli kwiincwadi zokufunda, nganye yesibini kuthi, iincwadi malunga nokufunwa kweminqweno nokuqeqeshwa ngokufanelekileyo kwimivuzo ekhawulezayo, isikhundla sezimali sobuninzi bebafundi asitshintshi. Isicwangciso sokunyusa imali kwiingcebiso zabalobi beencwadi asizange sidlulele, ngoko ke lixesha lokuzama elinye iqhinga-mali kunye nemigangatho yemali.
Njengesiqhelo, siyaxwayisa: nguye kuphela oya kukholwa!
Iinyanga ezipheleleyo kunye nemali
Ukuthwasa kwenyanga yithuba elihle lokuphelisa konke okungadingekile, ukuhlambulula i-aura, "ukuphatha" umonakalo, isohlo elibi kunye nemimoya emibi. Ngokuchasene nento yokuba isithethe sokusebenzisa imali yenkcubeko kwiinyanga ezikhulayo (ukuze imali ikhule kunye neNyanga), inyanga epheleleyo inokubangela ubuninzi bokukhanya kwenyanga okungasetyenziselwa imali yemali. Ngoko ke, siza kuqala ngeemfundiso zenyanga kwenyanga.
Ukuqhuba umkhosi wemilingo ngemali ukudala "umbane" wekhredithi yakho oyifunayo:
- inyanga epheleleyo kunye nezulu elingenamlilo;
- ingilazi ngamanzi;
- uhlamvu lwemali yesiliva.
Ngokuqinisekileyo phakathi kobusuku baya ebhaleni / vula ifestile enkulu / phuma waya kwisitrato ngeglasi yamanzi kunye nemali. Phonsa imali engxenyeni yamanzi, gcina ingilazi ukwenzela ukuba ukukhanya kwenyanga kuwele emanzini, kwaye, ukubetha isandla sakho phezu kwamanzi, lithetha la mazwi alandelayo:
"Mhlekazikazi weNyanga!" Ndizise ubutyebi, gcwalisa izandla zam ngesilivere negolide. Ndiyakwazi ukuthatha konke onika! "Ingqungquthela kufuneka ibhengezwe kathathu, ngoko kufuneka uphume waya kwisitrato (ukuba awuzange wenze oku ngaphambili) kwaye uthele amanzi emhlabathini (kodwa kungekhona kwi-asphalt!) Thatha imali leyo uze uyibeke ephaketheni elithile lekhredithi yakho. Gqoka i-coin rhoqo kunye nawe kwaye ukholwe ukuba isebenza.
Ngenyanga ekhulayo
Njengoko sele sithethile, inyanga ekhulayo yilexesha elithandwayo kwi-rite of attraction of money. Umkhosi olandelayo ulula kakhulu ekusebenzeni, kodwa unokwenziwa kuphela kwiinyanga zasehlobo, kuphela ngomhla we-5 no-11 kuphela, kuphela ngenyanga ekhulayo.
Ngokwesiko, thatha yonke imali enayo ekhaya. Yizisa ngaphantsi kwenyanga kwaye uthi kathathu:
"Kungekudala inyanga ikhula,
Imali evela kumkhonzi (umkhonzi) kaThixo (igama) iya kuza ngokukhawuleza.
Kwangathi kungabikho ukususela ngeli xesha ukuya ekupheleni. "
Uqheliselo lwemali ngentloko
I-charm of the next rite inhlanhla kwishishini kunye nemali kukuba akufuneki ukuba yenziwe ngenyanga okanye ngenyanga ekhulayo. Yenza isenzo somlingo oya kuba semini yakho oyintandokazi yeveki-ngoMvulo.
Ngentsasa ngoMsombuluko, yima phambi komngcango womnyango uze ufake inqakrazo kuyo (thabatha nayiphi na isitshixo engasetyenziswanga, okanye apho uphinde ulandele).
"Yiba yimpundu ehlathini ukuya kumnyama ukuba ufune ihagi elimhlophe. I-hare ayizange ibambe, kodwa ifumene i-casket ebibiweyo, i-steel studded, kwaye ifakwe. Ingxowa kwi-casket inamandla, isilivere. Isitshixo kwi-casket emanzini ifihliwe, kubantu ifihliwe ngokukhuselekileyo. Kuphela kum iinto eziphambili emanzini okufumana, phakathi kwamatye, ewe ingca. Andiyindoda elula, kungeyena ingcuka eyimvu, kodwa kum kumkhonzi kaThixo (igama) uyintloko. Ndiza kufumana isihluthulelo, ndiya kuphula i-casket, ngamatye, ndiza kuthatha iigugu kuyo, igolide, ndiyakuqokelela isilivere. Ndiza kuzifihla ikhiye ukuba lizaliseke. "
Emva kokufunda, kufuneka ukhiphe isitshixo kwilokhi, lixhomeke kwikhonkco okanye ngentambo, kwaye uyigqoke entanyeni yakho njengengqungquthela. Esi sitshixo siza kuba sisimboli sokufikelela kwakho kwezobutyebi.
Iqhinga lamakhandlela ecawa
Kulo mkhosi udinga amakhandlela amahlanu ecawa. Khanyisa ikhandlela, ume phambi kwabo, ziwela kathathu kwaye ufunde isakhiwo esilandelayo:
"UYesu Kristu ithemba lam nenkxaso yam, Ewe, uMama oyingcwele kunayo yonke inkxaso kaThixo. Kwizithunywa zezulu zafika iingelosi, iingxowa zemali zithwele, iingxowa zavulwa, kwaye yonke imali yawa. Ndingumkhonzi kaThixo (igama) emhlabathini, ndafumana loo mali, ndawaqokelela, kodwa ndawathatha ekhaya. Ndayilungisa iibhandlela ngoku, ndahambisa ubutyebi bam. Burn amakhandlela, nizise imali endlwini yam. Ngonaphakade naphakade. Amen. "
Lindela amakhandlela ukuba ashise. Yenza i-wax eseleyo kwibhola uze uyigqoke kwisikhwama sakho njengemali ye-mascot.