Ubume bentsebenziswano yabasetyhini ngemali ngulo: sikwazi ukugcina imali, kodwa ngezinye iinkalo "silahlekelwa" kwaye sichitha ngaphezulu koko sikwazi ukuyigcina. Uhambo lokuthengwa luye lwachazwa ngokweqhelo kuthi, ukuba silandela injongo yethu ukuthenga into ebiza, inkulu kakhulu.
Namhlanje siza kufunda indlela yokugcina imali yendlu.
Ngokuchanekileyo ekujoliswe kuyo
Xa umntu eyazi into ayifunayo ngokukhethekileyo, uyayifumana. Ukubonakalisa, ukuthanda izinto ezibonakalayo-konke kusebenza kakuhle. Ngaba uphupha ukuba nekhaya okanye indlu, uzibuza indlela yokugcina imali yale nto? Qala ngokuzikhangela indawo efunwayo. Jonga izibonelelo kwiimakethe zendawo yokuhlala, funda amaxabiso, khangela iinketho zezindlu kunye nezindlu. Unokumisa ukhetho oluthile, umzekelo, indlu yokuhlala kwindlu esandula kwakhiwa. Okanye phawula iziphakamiso ezimbalwa, ziqwalasele iindleko zazo kunye nokuthobela iimfuno zakho.
Yakha i-collage yeminqweno yakho. Thatha i-Whatman enkulu kwaye unamathisele kuyo imifanekiso yalezo zinto ofuna ukuzithenga. Cinga ngenyameko malunga nento yonke: ngaphakathi ngaphakathi kwigumbi lakho lendlu yakho, ifenitshala, iipileni, iifestile zomgangatho kunye nezinye izinto ezincinci. Njalo ekuseni, qalisa ngemizuzu eyi-10 ukuba uchithe eduze kwebhodi lakho lokujonga. Vala amehlo akho kwaye ucinge wena kwindawo entsha.
Ukufunda ukugcina
Izikhwele, iingubo, izikhwabanini, iziqholo - konke oku, kunene, kulungile kwaye kufuneka. Kodwa ukuba ukhangele konke ubuninzi bezinto esinalo, umntu akanakukunceda ukubuza: Ngaba akuyixesha lokuyeka?
- Okokuqala, hlalutya "inhlalakahle" yakho. Unento enxibayo, awuyi kuluhlungu, mhlawumbi kulungele ukucima enye ithengi kunye nabahlobo bakho?
- yenza uluhlu oluthile lwento ochitha ngayo inyanga zonke ngemali. Bhala phantsi zonke iinkcukacha. Jonga onke amanqaku kwaye ukhankanya oko unokugcina kuyo. Mhlawumbi ukwanele ukuya kwi-manicure kanye ngeveki, endaweni yesibini?
- libale malunga nezabelo. Kangaphi, xa ufika kwisitoreji, abacebisi-abathengisi basinika ithuba lokuthatha inxaxheba kwiintengiso ezahlukeneyo? Thenga ezimbini, fumana isithathu njengesipho, njl. Zonke ezi ziqhinga, kungenjalo aziyi kuthiwa, zenziwe ngenjongo yokulanda "umthengi imali emininzi." Ekuqaleni, ixabiso "lesipho" lifakwe kwixabiso lempahla. Thatha kanye into oyifunayo, ungazivumeli ukungaziboni;
- ubhale uluhlu. Njalo uhlalutye uluhlu lokuthenga kwaye ungahambi esitolo ngaphandle kwoluhlu. Oku kuya kukuqeqesha kwaye kunciphise kakhulu inkunkuma yakho;
- kuthatha imali eninzi kunye nawe njengoko ungayisebenzisa. Ukuba uthatha ngaphezulu - qi niseka ukuba uchithe konke;
- ukuthenga ngobulumko. Ukuba unokuthenga umkhiqizo ofanayo kumgangatho ophantsi, kutheni ungayisebenzisi ngeli thuba? Ukuba ufuna ukugcina imali, yeka ukuhlawula ngaphezulu ukuthengisa, uphawu, umenzi, njl.
Iingcebiso eziNcedo
Indlela yokugcina imali yendlu, imoto okanye uhambo? Nazi ezinye izicwangciso zokusebenzisa:
- yenza imvulophu ngemali. Unokwenza ngokwakho, okanye ungayisebenzisa kakade. Namathisela umfanekiso wendlu kuyo, usayine ngokufanelekileyo;
- ukuvula iakhawunti. Ukuba imali ilula ukuyithatha kwaye isetyenziswe kwinto ethile, ke kuyimfuneko ukuhoxisa imali kwi-akhawunti kuqala, kwaye kuyimfuneko ukufikelela kwibhanki emva koko;
- Ukuba unikwe imali, thumela ngqo kwimvulophu. Ukuba uqale ungalindelanga ukufumana imali njengesipho, ngoko ke ungacingi ukuba awunayo;
- musa ukuthenga "ukuze ubone." Ngokuqhelekileyo, ukuhamba okunjalo kuphelile kwinto yokuba wenze izidingo ezingadingekile. Kule meko, ukubonelela kunika imfuno;
- sebenza nzima kwaye ungazivumeli ukuba ungaphantsi.